Eufora Credit Builder

Eufora's Credit Builder program offers everything you want in a prepaid card plus credit bureau reporting! With Eufora Credit Builder, you are no longer limited to getting a credit card in order to have credit bureau reporting! The Eufora Prepaid MasterCard® with Credit Builder, is the LEADING prepaid card that helps you build or rebuild your credit! When you choose Credit Builder your monthly payment history with respect to the Eufora Credit Builder Installment Contract will report to TransUnion and Experian, two of the country's largest credit reporting agencies.

Credit Builder helps you build or rebuild your credit, for much less than the competition! Compare Eufora Credit Builder to other prepaid and credit cards to see the savings you get when you choose Eufora.

Fee Comparison

(Based on a 2 Year Membership)
Annual Fee $59.95 $48.00
$59.00
$59.95
$0
One Time Fees $0 $124.00 $99.95 $0 $149.95
Monthly Fee $6.65* $6.00 $0 $6.95 $5.95
Online Access $0 $3.95 $0 $0.25 ea $0
Credit Bureau Reporting YES YES YES NO NO
Enhanced MasterCard Benefits YES NO YES NO NO
Cash Reward Program YES NO NO NO NO
Annual Percentage Rate on Purchases 0% 9.9% 19.5% 0% 0%
Total Fees for 2 Years** $139.75 $364.00 $217.95 $286.70 $292.75
*First Year Only. Eufora Credit Builder does not require any monthly payments in year two.
**Does not include interest charges or usage fees.

Credit Builder is an option available only with membership in the Preferred or Elite Levels of the Eufora Prepaid MasterCard. It requires a two year Eufora Membership commitment and a low processing fee of only $19.95. Eufora even lets you pay your Eufora annual Membership fee and processing fee monthly, with just 12 low, easy payments!†

  • Simply choose the Preferred or Elite Membership Level;

  • Select the Eufora Prepaid MasterCard and Credit Builder option during your application process;