Eufora Privacy Policy

(Last revised: May 29, 2002)
Eufora respects your privacy and is providing this Privacy Policy to explain how we collect information from you, and how we use it. Please read this policy carefully.

By accessing and/or using this website, you consent and agree to be bound by the terms and conditions set forth below. Eufora reserves the right to change this Privacy Policy at any time. If we decide to change this Privacy Policy, we will post any changes on this website. If you object to such changes, we will honor our prior policies as to any data previously collected. If you disagree with the changes in our policy, please do not access or use the site or Eufora's products or services after the posting of such changes on-line. By accessing the website following the posting of changes to this Privacy Policy, you agree to all such changes.

1. Collection and Use of Information.
We may collect "Personally Identifiable Information" about you (for example, your name, address, telephone number, credit information, etc.) in order to communicate with you or provide you with services that you have requested. "Personally Identifiable Information" refers to information that you provide to us through the Internet that can be used to uniquely identify you.

In connection with the Eufora Program, ***you grant us permission to receive an approval (or non-approval) notice during the application process from our banking partners. In addition,*** you grant us permission to receive a monthly report from our banking partners regarding your Card Account to confirm that your Card Account is active and in good standing. This information will only be used to confirm your eligibility for referral fees.

We may collect additional information from our banking partners regarding your Card Account in order for you to participate in promotions such as sweepstakes. This information will only be used for purposes of administering such promotions. If you do not wish to participate, please opt-out of such promotions at the time of your initial application, or at any later time by contacting us by email at the address below.

We may send you email promotions and other information that may be of interest to you from Eufora or from its partners. If you do not wish to receive such communications, you can simply opt-out of such communications at the time of your initial application, or at any later time by contacting us by email at the address below.

We may collect, use and disclose information that is not Personally Identifiable Information (for example, we may keep track of, use or disclose aggregate statistics regarding the number of visitors to our web site and other information that does not uniquely identify you). Typically, this data is gathered through the use of automated "cookies."

Cookies are alphanumeric identifiers that a website transfers to an individual's hard drive for record-keeping purposes to track site and user activity. The use of cookies is an industry standard and you will find most major websites use cookies. By showing how and when visitors use our site on an aggregate basis, cookies help us better determine which areas of our site are popular or useful, and which areas are not. Many improvements and updates to our site are based on such data as total number of visitors and pages viewed. In addition, we may also solicit your feedback in on-line surveys that are optional.

We employ some vendors to perform functions on our behalf. Examples may include processing applications, and email administrative functions. These vendors are under a strict contractual obligation to use confidential data only for those purposes for which they are hired.

Except as otherwise provided in this Privacy Policy, as amended from time to time, we maintain full rights to any information collected on this site, and may freely collect and use such information, unless prohibited by applicable law. In the event of a change in control of Eufora or a sale of its assets, any Personally Identifiable Information or other information owned by Eufora may be transferred to such successor, but only if the successor remains bound by this Privacy Policy.

2. Privacy Practices of Third Parties, Advertisers, Vendors and Others.
This website may contain advertisements and links to other sites. Eufora is not responsible for the content or privacy policies or practices of any advertisers or linked sites or for the content, privacy policies or practices of any third parties (including credit card providers). To the extent that you disclose Personally Identifiable Information to any advertisers, linked sites or other third parties, different rules may apply to their use or disclosure of Personally Identifiable Information, and we encourage you to review their privacy policies before disclosing Personally Identifiable Information to them. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services and/or other offers.

3. Access or Corrections to Your Information.
If you identify any inaccuracy in your personal information, or you need to make a change or would like to verify such information, please contact us so that we may update our records. Our contact information is set forth in section 5 below. We will use commercially reasonable efforts to accommodate all such requests.

4. Children.
This website is intended for use by adults. Eufora does not knowingly collect or use information from children.

5. Contacting Us.
If you have any questions or concerns regarding this Privacy Policy, or you wish to access or make changes to information about you, please contact us by mail, email, telephone or fax as follows:

Eufora, LLC
PO Box 27590
Scottsdale, AZ 85255
E-Mail: cs@eufora.com
Toll Free: 1-866-866-2730
Fax: 1-877-889-7790

Secure User Guarantee

Eufora knows that your personal information is valuable and we want to protect it at every stage of the application process. To do this:
  • We use Secure Socket Layer (SSL) 128-bit encryption to encode and decode any information that is sent over the Internet between your computer and our server.
  • Our servers are located behind a firewall to try to prevent unauthorized people from being able to retrieve any applicant data.
  • To further protect your application, critical data is encrypted within our database.
We use these technical and organizational security measures in order to protect the data we have under our control against accidental or intentional manipulation, loss, destruction, or against access by unauthorized persons. Nevertheless, your confidential use of this website cannot be guaranteed by us. We shall not be responsible for harm that you or any person may suffer as a result of breach of confidentiality in respect to your use of our site or any information you transmit to our site.